/*
===============================================================================
NIRVAIR WEALTH — FINANCIAL TOOLS
Common stylesheet for all calculator pages.

Structure
1. Common CSS
2. CSS for Tool 1 — Wealth Builder
3. CSS for Tool 2 — Retirement Planner
4. CSS for Tool 3 — TFSA vs RRSP
5. CSS for Tool 4 — Personal Income Tax
6. CSS for Tool 5 — Debt Free Planner
7. CSS for Tool 6 — Mortgage Freedom
8. CSS for Tool 7 — Emergency Shield
===============================================================================
*/

/* ==========================================================================
   1. COMMON CSS
   Shared design tokens, layout, cards, forms, buttons, results and responsive
   rules. Tool-specific sections below only add styles unique to that tool.
   ========================================================================== */
:root {
  --nw-navy: #081a31;
  --nw-navy-2: #102846;
  --nw-gold: #f5b72e;
  --nw-gold-soft: #fff5d8;
  --nw-ink: #17243a;
  --nw-muted: #718097;
  --nw-line: #dbe3ec;
  --nw-bg: #f4f7fb;
  --nw-panel: #f8fafc;
  --nw-green: #159b70;
  --nw-red: #c85a5a;
  --nw-blue: #2f6fc2;
  --nw-white: #fff;

  /* Aliases retained so each calculator can use the same shared theme. */
  --navy: var(--nw-navy);
  --navy2: var(--nw-navy-2);
  --gold: var(--nw-gold);
  --gold2: var(--nw-gold-soft);
  --gold-soft: var(--nw-gold-soft);
  --goldsoft: var(--nw-gold-soft);
  --ink: var(--nw-ink);
  --muted: var(--nw-muted);
  --line: var(--nw-line);
  --bg: var(--nw-bg);
  --panel: var(--nw-panel);
  --green: var(--nw-green);
  --red: var(--nw-red);
  --blue: var(--nw-blue);
  --white: var(--nw-white);
}
* {
  box-sizing: border-box;
}
html {
  background: var(--nw-bg);
}
/* body {
  margin: 0;
  background: var(--nw-bg);
  color: var(--nw-ink);
  font-family:
    Inter,
    system-ui,
    -apple-system,
    "Segoe UI",
    Arial,
    sans-serif;
  -webkit-font-smoothing: antialiased;
} */
/* button,
input,
select {
  font: inherit;
}
button,
input,
select,
summary {
  outline-color: var(--nw-gold);
}
button:focus-visible,
input:focus-visible,
select:focus-visible,
summary:focus-visible {
  outline: 3px solid rgba(245, 183, 46, 0.32);
  outline-offset: 2px;
} */
.layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
  align-items: start;
}
.card {
  background: var(--nw-white);
  border: 1px solid var(--nw-line);
  border-radius: 18px;
  overflow: hidden;
}
.head {
  padding: 23px 24px;
  border-bottom: 1px solid var(--nw-line);
}
.head h2 {
  margin: 0;
  color: var(--nw-navy);
  font-size: 30px;
  line-height: 1.18;
  font-weight: 800;
  letter-spacing: -0.9px;
}

.head p {
  margin: 7px 0 0;
  color: var(--nw-muted);
  font-size: 16px;
  line-height: 1.5;
}
.section {
  padding: 20px 24px;
  border-bottom: 1px solid var(--nw-line);
}
.section:last-child {
  border-bottom: 0;
}
.stitle {
  display: flex;
  gap: 10px;
  align-items: center;
  margin-bottom: 14px;
}
.stitle h3 {
  margin: 0;
  color: var(--nw-navy);
  font-size: 18px;
  font-weight: 800;
}
.step,
.num {
      width: 28px;
    height: 28px;
    border-radius: 50%;
    display: flex;
    background: var(--nw-navy);
    color: #fff;
    font-size: 12px;
    font-weight: 900;
    justify-content: center;
    align-items: center;
}
.grid2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.grid3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.field label {
  display: block;
  font-size: 14px;
  font-weight: 700;
  color: var(--nw-text);
  margin-bottom: 7px;
}
.input,
.input-wrap {
  display: flex;
  align-items: center;
  border: 1px solid #cfd9e4;
  border-radius: 9px;
  overflow: hidden;
  background: #fff;
    padding: 14px 12px;
    gap: 10px;
}
.input span,
.input-wrap span {
  color: #7b899c;
  font-weight: 700;
}
.input input,
.input select,
.input-wrap input,
.input-wrap select,
.field > input,
.field > select {
  width: 100%;
  border: 0;
  outline: 0;
  background: transparent;
  color: var(--nw-ink);
  font-size: 16px;
}
.field > input,
.field > select {
  border: 1px solid #cfd9e4;
  border-radius: 9px;
  background: #fff;
}
.help,
.hint {
  font-size: 12px;
  color: #8996a7;
  line-height: 1.4;
  margin-top: 5px;
}
details {
  margin-top: 12px;
  border: 1px solid var(--nw-line);
  border-radius: 10px;
  background: #fbfcfe;
}
summary {
  cursor: pointer;
  padding: 13px 14px;
  font-size: 13px;
  font-weight: 800;
  color: var(--nw-navy);
}
.advanced {
  padding: 0 14px 14px;
}

.results {
  padding: 22px;
}
.result-hero {
  background: linear-gradient(135deg, var(--nw-navy), var(--nw-navy-2));
  color: #fff;
  border-radius: 16px;
  padding: 24px;
}
.result-hero .label,
.hero small {
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 1.1px;
  color: #f3c65d;
}
.big{
  font-size: 24px;
 font-weight: 700;
 margin: 8px 0 10px 0;
 color: var(--white);
}
.hero strong {
  display: block;
  margin: 8px 0 4px;
}
.result-hero p{
  margin: 0;
  color: #cad5e2;
  line-height: 1.5;
}
.metrics,
.stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 14px;
}
.metric,
.stat {
  border: 1px solid var(--nw-line);
  border-radius: 11px;
  padding: 14px;
  background: #fff;
}
.metric .lab,
.metric > span,
.stat span {
  display: block;
  font-size: 10px;
  font-weight: 900;
  color: #7d8b9d;
  letter-spacing: 0.5px;
}
.metric .val,
.metric > b,
.stat b {
  display: block;
  font-size: 22px;
  font-weight: 900;
  color: var(--nw-navy);
  margin-top: 5px;
}
.metric .tiny,
.metric small {
  display: block;
  color: var(--nw-muted);
  font-size: 11px;
  margin-top: 4px;
}
.note {
  margin-top: 14px;
  background: var(--nw-gold-soft);
  padding: 14px;
  border-radius: 9px;
  color: #5d4d1e;
  font-size: 14px;
  line-height: 1.55;
}
.disclaimer {
  max-width: 1100px;
  margin: 18px auto 0;
  color: #8794a5;
  font-size: 12px;
  line-height: 1.55;
  text-align: center;
}
.error {
  display: none;
  border-left: 4px solid var(--nw-red);
  background: #fff0f0;
  padding: 12px;
  border-radius: 8px;
  color: #7b3d42;
  font-size: 13px;
}
.status,
.notice,
.tip,
.action,
.insight-item {
  border-left: 4px solid var(--nw-green);
  background: #eef8f4;
  border-radius: 8px;
  padding: 14px;
  color: #506177;
  font-size: 14px;
  line-height: 1.55;
}
.gold.status,
.notice.gold,
.tip.gold,
.action.gold,
.insight-item.gold {
  border-left-color: var(--nw-gold);
  background: #fff8df;
}
.bar {
  height: 14px;
  background: #e7edf3;
  border-radius: 999px;
  overflow: hidden;
}
.fill {
  height: 100%;
  background: var(--nw-blue);
  border-radius: 999px;
}
.fill.gold {
  background: var(--nw-gold);
}
.barrow {
  margin: 12px 0;
}
.barlabel,
.progress-title {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  font-size: 12px;
  color: #607086;
  margin-bottom: 7px;
}
.compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.box {
  border: 1px solid var(--nw-line);
  border-radius: 10px;
  padding: 13px;
  background: #fff;
}
.box small {
  display: block;
  font-size: 10px;
  font-weight: 900;
  color: #7f8da0;
}
.box strong {
  display: block;
  font-size: 21px;
  color: var(--nw-navy);
  margin-top: 5px;
}
.box span {
  display: block;
  font-size: 11px;
  color: var(--nw-muted);
  margin-top: 3px;
}

/* ==========================================================================
   2. CSS FOR TOOL 1 — WEALTH BUILDER
   ========================================================================== */
.tool-wealth-builder .layout {
  grid-template-columns: 1.02fr 0.98fr;
}
.tool-wealth-builder .visual {
  margin-top: 18px;
  border: 1px solid var(--nw-line);
  border-radius: 14px;
  padding: 18px;
  background: #fbfcfe;
}
.tool-wealth-builder .visual h3 {
  font-size: 15px;
  margin: 0 0 14px;
  color: var(--nw-navy);
}
.tool-wealth-builder .legend {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  font-size: 11px;
  color: #66758a;
  margin-bottom: 8px;
}
.tool-wealth-builder .dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  display: inline-block;
  margin-right: 5px;
}
.tool-wealth-builder .chart-wrap {
  overflow-x: auto;
}
.tool-wealth-builder svg {
  width: 100%;
  min-width: 520px;
  height: auto;
  display: block;
}
.tool-wealth-builder .breakdown {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 16px;
}
.tool-wealth-builder .break {
  border: 1px solid var(--nw-line);
  border-radius: 10px;
  padding: 12px;
  background: #fff;
}
.tool-wealth-builder .break b {
  display: block;
  font-size: 11px;
  color: #728096;
  margin-bottom: 5px;
}
.tool-wealth-builder .break strong {
  font-size: 17px;
  color: var(--nw-navy);
}
.tool-wealth-builder .milestones,
.tool-wealth-builder .insight {
  margin-top: 18px;
}
.tool-wealth-builder .milestones h3,
.tool-wealth-builder .insight h3 {
  color: var(--nw-navy);
  margin: 0 0 10px;
}
.tool-wealth-builder .mile-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}
.tool-wealth-builder .mile {
  background: #fff;
  border: 1px solid var(--nw-line);
  border-radius: 10px;
  padding: 12px;
}
.tool-wealth-builder .mile .yr {
  font-size: 11px;
  color: #7e8da0;
  font-weight: 900;
}
.tool-wealth-builder .mile .amt {
  font-size: 18px;
  font-weight: 900;
  color: var(--nw-navy);
  margin-top: 4px;
}
.tool-wealth-builder .insight-list {
  display: grid;
  gap: 9px;
}

/* ==========================================================================
   3. CSS FOR TOOL 2 — RETIREMENT PLANNER
   ========================================================================== */
.tool-retirement-planner .layout {
  grid-template-columns: 1.03fr 0.97fr;
}
.tool-retirement-planner .visual {
  margin-top: 18px;
  border: 1px solid var(--nw-line);
  border-radius: 14px;
  padding: 18px;
  background: #fbfcfe;
}
.tool-retirement-planner .visual h3 {
  font-size: 15px;
  margin: 0 0 12px;
  color: var(--nw-navy);
}
.tool-retirement-planner .status.warn {
  border-left-color: var(--nw-gold);
  background: #fff8df;
  margin-top: 14px;
}
.tool-retirement-planner .status.bad {
  border-left-color: var(--nw-red);
  background: #fff1f1;
}
.tool-retirement-planner .flow {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  margin-top: 16px;
}
.tool-retirement-planner .node {
  border: 1px solid var(--nw-line);
  background: #fff;
  border-radius: 10px;
  padding: 11px;
  text-align: center;
}
.tool-retirement-planner .node b {
  display: block;
  color: var(--nw-navy);
  font-size: 14px;
}
.tool-retirement-planner .node span {
  display: block;
  color: var(--nw-muted);
  font-size: 14px;
  margin-top: 4px;
}
.tool-retirement-planner .explain {
  margin-top: 16px;
  color: #607086;
  font-size: 12px;
  line-height: 1.55;
}

/* ==========================================================================
   4. CSS FOR TOOL 3 — TFSA VS RRSP
   ========================================================================== */
.tool-tfsa-vs-rrsp .layout {
  grid-template-columns: 0.95fr 1.05fr;
}
.tool-tfsa-vs-rrsp{
  color: var(--nw-navy);
  margin: 0;
}
.tool-tfsa-vs-rrsp .toggle {
  display: flex;
  gap: 10px;
  align-items: center;
  border: 1px solid var(--nw-line);
  border-radius: 10px;
  padding: 12px;
  background: #fbfcfe;
}
.tool-tfsa-vs-rrsp .compare {
  margin-top: 14px;
}
.tool-tfsa-vs-rrsp .account {
  border: 1px solid var(--nw-line);
  border-radius: 12px;
  padding: 15px;
  background: #fff;
}
.tool-tfsa-vs-rrsp .account.tfsa {
  border-top: 4px solid var(--nw-green);
}

.tool-tfsa-vs-rrsp .account.tfsa .row span{
  font-size:14px;
}
.tool-tfsa-vs-rrsp .account.tfsa .row strong{
  font-size:16px;
}
.tool-tfsa-vs-rrsp .account.rrsp {
  border-top: 4px solid var(--nw-blue);
}
.tool-tfsa-vs-rrsp .acctop {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  align-items: center;
  margin-bottom: 10px;
}
.tool-tfsa-vs-rrsp .acctop h3 {
  margin: 0;
  color: var(--nw-navy);
}
.tool-tfsa-vs-rrsp .badge {
  font-size: 12px;
  background: #eef2f7;
  border-radius: 999px;
  padding: 5px 7px;
  color: #5f6e82;
}
.tool-tfsa-vs-rrsp .row {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  padding: 8px 0;
  border-bottom: 1px solid #edf1f5;
  font-size: 12px;
}
.tool-tfsa-vs-rrsp .row:last-child {
  border-bottom: 0;
}
.tool-tfsa-vs-rrsp .cash {
  margin-top: 10px;
  border-radius: 9px;
  padding: 11px;
  background: #f5f8fb;
}
.tool-tfsa-vs-rrsp .cash span {
  display: block;
  font-size: 10px;
  font-weight: 900;
  color: #7a889a;
}
.tool-tfsa-vs-rrsp .cash b {
  display: block;
  color: var(--nw-navy);
  font-size: 22px;
  margin-top: 4px;
}
.tool-tfsa-vs-rrsp .refund {
  margin-top: 14px;
  border-left: 4px solid var(--nw-gold);
  background: #fff8df;
  border-radius: 8px;
  padding: 13px;
  font-size: 13px;
  line-height: 1.5;
}
.tool-tfsa-vs-rrsp .visual,
.tool-tfsa-vs-rrsp .lesson {
  margin-top: 16px;
  border: 1px solid var(--nw-line);
  border-radius: 13px;
  padding: 16px;
  background: #fbfcfe;
}
.tool-tfsa-vs-rrsp .flow {
  display: flex;
  gap: 8px;
  align-items: stretch;
  flex-wrap: wrap;
}
.tool-tfsa-vs-rrsp .node {
  flex: 1;
  min-width: 120px;
  border: 1px solid var(--nw-line);
  border-radius: 9px;
  background: #fff;
  padding: 11px;
}
.tool-tfsa-vs-rrsp .arrow {
  display: grid;
  place-items: center;
  color: #91a0b1;
  font-weight: 900;
}
.tool-tfsa-vs-rrsp .lesson-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.tool-tfsa-vs-rrsp .lesson-item {
  border-left: 4px solid var(--nw-green);
  background: #eef8f4;
  border-radius: 8px;
  padding: 12px;
  font-size: 12px;
  line-height: 1.5;
}
.tool-tfsa-vs-rrsp .lesson-item.gold {
  border-left-color: var(--nw-gold);
  background: #fff8df;
}

/* ==========================================================================
   5. CSS FOR TOOL 4 — PERSONAL INCOME TAX
   ========================================================================== */
/* .tool-personal-income-tax .page {
  max-width: 1280px;
} */
.tool-personal-income-tax h1 {
  text-align: left;
  margin: 0;
}
/* .tool-personal-income-tax .card {
  padding: 20px;
} */
/* .tool-personal-income-tax .section {
  border-top: 1px solid var(--nw-line);
  border-bottom: 0;
  padding: 18px 0 0;
  margin-top: 18px;
} */

/* .tool-personal-income-tax .section h2 {
  font-size: 18px;
  color: var(--nw-navy);
  margin: 0 0 12px;
} */
.tool-personal-income-tax .slider {
  width: 100%;
  margin-top: 14px;
}
.tool-personal-income-tax .rrspbox {
  margin-top: 14px;
  border: 1px solid var(--nw-line);
  border-radius: 12px;
  padding: 15px;
}
.tool-personal-income-tax .rrspbox h3 {
  margin: 0 0 10px;
  color: var(--nw-navy);
}
.tool-personal-income-tax .rrspgrid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.tool-personal-income-tax .rr {
  background: #f8fafc;
  border-radius: 9px;
  padding: 11px;
}
.tool-personal-income-tax .rr span {
  font-size: 10px;
  color: var(--nw-muted);
  font-weight: 800;
}
.tool-personal-income-tax .rr b {
  display: block;
  font-size: 19px;
  color: var(--nw-navy);
  margin-top: 4px;
}
.tool-personal-income-tax .notice {
  margin-top: 14px;
}
.tool-personal-income-tax .error {
  margin-top: 14px;
}
.tool-personal-income-tax .test {
  margin-top: 10px;
  font-size: 12px;
  color: var(--nw-green);
  font-weight: 700;
}

/* ==========================================================================
   6. CSS FOR TOOL 5 — DEBT FREE PLANNER
   ========================================================================== */
 .plan {
  margin-top: 16px;
  border: 1px solid var(--nw-line);
  border-radius: 13px;
  padding: 16px;
  background: #fbfcfe;
}
 .plan h3 {
  margin: 0 0 16px;
    color: var(--nw-navy);
    font-size: 18px;
    font-weight: 800;
}
 .plan .step {
  width: auto;
  height: auto;
  border-radius: 0;
  background: transparent;
  color: inherit;
  display: grid;
  grid-template-columns: 28px 1fr;
  gap: 9px;
  align-items: start;
  margin: 10px 0;
  font-weight: 400;
}
 .plan .step b {
  display: block;
  color: var(--nw-navy);
  font-size: 16px;
}
 .plan .step span {
  display: block;
  color: var(--nw-muted);
  font-size: 14px;
  line-height: 1.45;
  margin-top: 2px;
}
 .tip, .status {
  margin-top: 14px;
}

/* ==========================================================================
   7. CSS FOR TOOL 6 — MORTGAGE FREEDOM
   ========================================================================== */
.tool-mortgage-freedom .toggle-note {
  margin-top: 10px;
  background: #fbfcfe;
  border: 1px solid var(--nw-line);
  border-radius: 10px;
  padding: 14px;
  font-size: 14px;
  color: #6f7f92;
  line-height: 1.45;
}
.tool-mortgage-freedom .plan,
.tool-mortgage-freedom .bars {
  margin-top: 16px;
  border: 1px solid var(--nw-line);
  border-radius: 13px;
  padding: 16px;
  background: #fbfcfe;
}
.tool-mortgage-freedom .plan h3,
.tool-mortgage-freedom .bars h3 {
  margin: 0 0 10px;
  color: var(--nw-navy);
}
.tool-mortgage-freedom .action {
  margin-top: 14px;
}

/* ==========================================================================
   8. CSS FOR TOOL 7 — EMERGENCY SHIELD
   ========================================================================== */
  .tool-emergency-shield .progress {
    margin-top: 16px;
    display: block ;
    height: 100%;
    background: white;
}

.tool-emergency-shield .choice-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.tool-emergency-shield .choice {
  border: 1px solid var(--nw-line);
  border-radius: 10px;
  padding: 12px;
  background: #fbfcfe;
}
.tool-emergency-shield .choice label {
  display: flex;
  gap: 8px;
  align-items: flex-start;
  font-size: 12px;
  color: #44536a;
  line-height: 1.4;
}
.tool-emergency-shield .choice input {
  margin-top: 2px;
}
.tool-emergency-shield .plan {
  margin-top: 16px;
  border: 1px solid var(--nw-line);
  border-radius: 13px;
  padding: 16px;
  background: #fbfcfe;
}
.tool-emergency-shield .plan h3 {
  margin: 0 0 10px;
  color: var(--nw-navy);
}
.tool-emergency-shield .safe.gold {
  margin-top: 12px;
}
 
.progress {
  margin-top: 16px;
} 

/* ==========================================================================
   RESPONSIVE — SHARED
   ========================================================================== */
@media (max-width: 980px) {
  .layout,
  .tool-wealth-builder .layout,
  .tool-retirement-planner .layout,
  .tool-tfsa-vs-rrsp .layout {
    grid-template-columns: 1fr;
  }
  h1 {
    font-size: 34px;
  }
}
@media (max-width: 650px) {
  .grid2,
  .grid3,
  .metrics,
  .stats,
  .compare,
  .choice-grid,
  .tool-wealth-builder .breakdown,
  .tool-wealth-builder .mile-grid,
  .tool-retirement-planner .flow,
  .tool-tfsa-vs-rrsp .lesson-grid,
  .tool-personal-income-tax .rrspgrid {
    grid-template-columns: 1fr;
  }
  .section,
  .head,
  .results {
    padding: 18px;
  }
  .hero strong {
    font-size: 34px;
  }
  .tool-tfsa-vs-rrsp .flow {
    display: grid;
    grid-template-columns: 1fr;
  }
  .tool-tfsa-vs-rrsp .arrow {
    transform: rotate(90deg);
  }

  .head h2{
    font-size: 20px;
  }
  .head p, .result-hero p {

    font-size: 14px;

}
}